Retirement Planning for Educators

"My mission is to help educators pursue their long-term financial goals, so they can focus on what matters most - shaping the minds of the next generation."-Tim Boyle-Wealth Manager

As a financial advisor, one area that I specialize in is retirement and financial planning for educators. Educators are an important yet often overlooked aspect of every community. One of the critical components of a successful retirement plan for educators is utilizing their non-profit 403b plans, which are often provided through their school district. Unlike other retirement plans offered by employers, such as a 401k, these plans typically offer multiple providers and investment firms, leaving educators to decide which option is best for them.

Unfortunately, I often sometimes come across expensive and unnecessary investment products, such as Tax Sheltered Variable Annuities, that do not meet my clients' needs and can sometimes result in excessive fees that hinder their portfolio growth over the long term. As an independent wealth manager, my goal is to educate and guide educators through the process of selecting the most cost-effective 403b option that meets their specific investment goals.

In addition to 403b planning, I assist educators with pension option planning, social security planning, Medicare and healthcare planning, tax efficiency, and creating and implementing an overall written retirement plan.